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credit Idioms & Phrases


Bank credit

  • a credit by which a person who has give the required security to a bank has liberty to draw to certain extent agreed upon.
Webster 1913

Bank credit, ∨ Cash credit

  • . See under Cash.
Webster 1913

Bill of credit

  • . (a) Within the constitution of the United States, a paper issued by a State, on the mere faith and credit of the State, and designed to circulate as money. No State shall "emit bills of credit." U. S. Const. Peters. Wharton. Bouvier (b) Among merchants, a letter sent by an agent or other person to a merchant, desiring him to give credit to the bearer for goods or money.
Webster 1913

Cash credit

  • an account with a bank by which a person or house, having given security for repayment, draws at pleasure upon the bank to the extent of an amount agreed upon; called also bank credit and cash account.
Webster 1913

charge account credit

  • noun a consumer credit line that can be used up to a certain limit or paid down at any time
    charge account credit; open-end credit.
WordNet

check overdraft credit

  • noun credit provided by a bank in honoring a customer's overdrafts
    check overdraft credit.
WordNet

commercial credit

  • noun credit granted by a bank to a business concern for commercial purposes
WordNet

commercial credit company

  • noun a finance company that makes loans to manufacturers and wholesalers
    commercial finance company.
WordNet

commercial letter of credit

  • noun a letter of credit given to a business concern for commercial purposes
WordNet

consumer credit

  • noun a line of credit extended for personal or household use
WordNet

course credit

  • noun recognition by a college or university that a course of studies has been successfully completed; typically measured in semester hours
    credit.
WordNet

credit account

  • noun credit extended by a business to a customer
    open account; charge account.
WordNet

credit analyst

  • noun an analyst who studies the financial statements and financial history of applicants for credit in order to evaluate their creditworthiness
WordNet

credit application

  • noun an application for a line of credit
WordNet

credit bureau

  • noun a private firm that maintains consumer credit data files and provides credit information to authorized users for a fee
WordNet

credit card

  • noun a card (usually plastic) that assures a seller that the person using it has a satisfactory credit rating and that the issuer will see to it that the seller receives payment for the merchandise delivered
    charge plate; charge card; plastic.
    • do you take plastic?
WordNet

credit crunch

  • noun a state in which there is a short supply of cash to lend to businesses and consumers and interest rates are high
    liquidity crisis; squeeze.
WordNet

credit entry

  • noun an accounting entry acknowledging income or capital items
    credit.
WordNet

credit foncier

Cre`dit" fon`cier"
Etymology
F. crdit credit & foncier relating to land, landed.
Definitions
  1. A company licensed for the purpose of carrying out improvements, by means of loans and advances upon real securities. ]
Webster 1913

credit hour

  • noun a unit of academic credit; one hour a week for an academic semester
    semester hour.
WordNet

credit line

  • noun the maximum credit that a customer is allowed
    credit line; line; personal credit line; line of credit; bank line.
  • noun a line giving the name of the writer of a story or article
    by-line.
WordNet

credit mobilier

Cre`dit" mo`bi`lier"
Etymology
F. crdit credit & mobilier personal, pertaining to personal property.
Definitions
  1. A joint stock company, formed for general banking business, or for the construction of public works, by means of loans on personal estate, after the manner of the crédit foncier on real estate. In practice, however, this distinction has not been strictly observed.
Webster 1913

credit order

  • noun an order that is received without payment; requires billing at a later date
    bill-me order.
WordNet

credit rating

  • noun an estimate, based on previous dealings, of a person's or an organization's ability to fulfill their financial commitments
    credit.
WordNet

credit side

  • noun account of payments received; usually the right side of a financial statement
WordNet

credit system

  • noun a system for allowing people to purchase things on credit
WordNet

credit union

  • noun a cooperative depository financial institution whose members can obtain loans from their combined savings
WordNet

equity credit line

  • noun a loan secured by equity value in the borrower's home
    home equity loan; equity credit line; home loan.
WordNet

export credit

  • noun a credit opened by an importer with a bank in an exporter's country to finance an export operation
WordNet

farm credit system

  • noun a cooperative nationwide system of banks and associations providing credit to farmers and related businesses; originally capitalized by the federal government but now owned by its members and borrowers
    FCS.
WordNet

full faith and credit

  • noun a guarantee to pay interest and principal on debt; usually issued by the United States Treasury
WordNet

home equity credit

  • noun a loan secured by equity value in the borrower's home
    home equity loan; equity credit line; home loan.
WordNet

import credit

  • noun credit opened by an importer at a bank in his own country upon which an exporter may draw
WordNet

installment credit

  • noun a loan repaid with interest in equal periodic payments
    installment loan.
WordNet

Letter of attorney, Letter of credit

  • etc. See under Attorney, Credit, etc.
Webster 1913

Letter of credit

  • noun a document issued by a bank that guarantees the payment of a customer's draft; substitutes the bank's credit for the customer's credit
WordNet
  • a letter or notification addressed by a banker to his correspondent, informing him that the person named therein is entitled to draw a certain sum of money; when addressed to several different correspondents, or when the money can be drawn in fractional sums in several different places, it is called a circular letter of credit.
Webster 1913

line of credit

  • noun the maximum credit that a customer is allowed
    credit line; line; personal credit line; line of credit; bank line.
WordNet

open-end credit

  • noun a consumer credit line that can be used up to a certain limit or paid down at any time
    charge account credit; open-end credit.
WordNet

overdraft credit

  • noun credit provided by a bank in honoring a customer's overdrafts
    check overdraft credit.
WordNet

Paper credit

  • credit founded upon evidences of debt, such as promissory notes, duebills, etc.
Webster 1913

personal credit line

  • noun the maximum credit that a customer is allowed
    credit line; line; personal credit line; line of credit; bank line.
WordNet

personal line of credit

  • noun the maximum credit that a customer is allowed
    credit line; line; personal credit line; line of credit; bank line.
WordNet

photo credit

  • noun a note acknowledging the source of a published photograph
WordNet

Public credit

  • . (a) The reputation of, or general confidence in, the ability or readiness of a government to fulfull its pecuniary engagements. (b) The ability and fidelity of merchants or others who owe largely in a community.
Webster 1913

revolving credit

  • noun a consumer credit line that can be used up to a certain limit or paid down at any time
    charge account credit; open-end credit.
WordNet

tax credit

  • noun a direct reduction in tax liability (not dependent on the taxpayer's tax bracket)
WordNet

To buy on credit

  • to purchase, on a promise, in fact or in law, to make payment at a future day.
Webster 1913

To credit with

  • to give credit for; to assign as justly due to any one.
Webster 1913

traveler's letter of credit

  • noun a letter of credit given to a traveler
    traveler's letter of credit.
WordNet

traveller's letter of credit

  • noun a letter of credit given to a traveler
    traveler's letter of credit.
WordNet

"Rowling never met an adverb she didn't like."

-Stephen King on J.K Rowling's excessive use of adverbs.

Fear not the Adverb Hell!

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